Risk management technology · Built in live resort operations

Better documentation doesn't stop incidents. It changes what they cost.

Digital First Report builds custom digital systems that capture the record from pre-loss conditions through investigation and claim close — for employee injuries and guest incidents alike. When the record is airtight, claims resolve faster, carriers price you better, and the fights you shouldn't be having don't start.

One operation. Five years.
↓70%

Average cost per Work Comp claim — from $20,000 to under $6,000, year one and every year after.

↓20%

Work Comp premium over five years.

↓20 pts

Experience Modification Factor — the number every carrier prices you against.

The incidents didn't stop. The documentation got airtight, and everything downstream of it changed.

The problem

Most operations don't have a reporting problem. They have a first-hour problem.

An incident happens at 9 PM on a Saturday. The supervisor is on shift, the risk manager is off-site, the form is paper, and the details that would have settled the claim cleanly are already fading.

By the time anyone assembles the record, the claim has grown — and the version that reaches your carrier or opposing counsel is the weakest version of what actually happened.

That gap between the incident and the documented intake is where claims get expensive. Closing it is the entire product.

Digital First Report replaces paper forms, scattered emails, and disconnected spreadsheets with one connected pipeline — open intake, automatic routing, live visibility, and a compliance record that maintains itself.

Chain of custody

One unbroken record, from before the incident to after the claim closes.

What we build

One platform. Two distinct problems.

Product

Workplace Injury & Workers' Compensation

Built for the injuries that turn into claims — and for the compliance obligations that follow them.

  • Open intake anyone can complete, no account required
  • Automated routing to Risk, HR, and supervisors
  • Live claims dashboard with DART and incident rates
  • An OSHA 300 log that maintains itself
See Work Comp in detail →
Product

Operations & General Liability

Built for guest, patient, and third-party incidents — so an investigation never stalls waiting on one person.

  • Department-specific investigation forms
  • Automatic notification to every team involved
  • Custom dashboards showing what each department owes
  • One consolidated record, ready before legal asks
See incident investigation in detail →

All your documentation in one place

Not scattered across inboxes, spreadsheets, and filing cabinets.

Pre-loss documentation

Checklists and operating logs captured before anything happens, not reconstructed after.

Custom incident forms

Configured to your departments and procedures — not a vendor's template.

Immediate notification

Every department involved knows the moment an incident occurs.

Who this is for

It was built in ski operations. The problem isn't unique to them.

Digital First Report was developed and proven inside live resort environments — which is why it holds up under seasonal turnover, 24/7 operations, and compressed incident volume.

But any organization with a large hourly workforce, real liability exposure, and multiple locations runs into the same broken system.

See who this is built for →
HospitalityRestaurantsConstructionHealth CareTransportation & Logistics
Ready when you are

The fastest way to know if this fits is a direct conversation.

Not a generic demo — a walkthrough of how Digital First Report would be configured for your operation, your departments, and your claims history.

Request a Demo

Matt Thomas — 13 years in risk management across ski operations.